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What if Budgeting is Not For You?

Okay, I admit it I am not a big budgeting person. I love how budget templates look like but I can not for the life of me, be consistent with budgets.  Most people who are in the personal finance community like to create budgets to improve their finances and that’s great but in my opinion, you …

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5 Tips to Negotiate Your Salary

Growing up, money has always been a taboo subject. Most nurses and nurse practitioners are not aware or have never been schooled in the art of negotiation. Honestly, I have never negotiated my salary until my 2nd job as a nurse practitioner. For some people, negotiating could bring up an emotional response. Sometimes it can be …

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Do You Need a Financial Advisor?

 I often get asked this question. Ellaine, should I hire a financial advisor? Can I hire you? First of all, I am not a certified and licensed financial advisor. What I do in this blog is provide education so you can make the decisions for yourself including the decision of whether you can just DIY invest on your …

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