Personal Finance

• The Little Book of Common Sense Investing — John Bogle The case for index funds, made simply. This book fundamentally changed how I invest. Top Pick
• I Will Teach You to Be Rich — Ramit Sethi Best practical money book for nurses in their 20s–30s. Covers credit cards, automation, and investing without the guilt.
• Rich Dad, Poor Dad — Robert Kiyosaki A mindset shift, not a how-to. Good for reframing how you think about assets vs. liabilities early in your wealth journey.
• The Bogleheads' Guide to Investing A deeper dive into low-cost, index-fund investing. The philosophy I personally follow.
• The Broke Millennial — Erin Lowry Great starting point if you feel like you're "bad with money." Judgment-free and practical.
• Smart Women Love Money — Alice Finn Written for women who want to take control of their investments. Worth it for the confidence boost alone.
• You Are a Badass at Making Money — Jen Sincero The mindset book. Read this when you feel stuck or like wealth isn't "for you."
• Think and Grow Rich — Napoleon Hill Classic goal-setting and wealth mindset. Best read early in your journey.

Business & Entrepreneurship

• Two Weeks Notice — Amy Porterfield If you're thinking about building something outside of nursing, start here. Straightforward and motivating.
• Rework — Fried & Hansson Short, punchy, and totally changes how you think about building a business without burnout.
• The Big Leap — Gay Hendricks For the nurse who keeps self-sabotaging. Identifies your "upper limit" problem and how to break through it.

• Fidelity Where most of my investment accounts live — Roth IRA, index funds, all of it. Zero-fee index funds and great customer support. What I Use
• M1 Finance Great if you want a simple, automated investing experience. Easy to buy fractional shares and set up automatic contributions.

• Monarch Money My personal favorite — especially for couples. Tracks spending, net worth, and financial goals in one place. Use code SMARTMONEY for 50% off your first year. My #1 Pick
• Empower (formerly Personal Capital) Free net worth tracker. Excellent for seeing your full financial picture — investments, debt, and cash — all in one dashboard.
• YNAB (You Need a Budget) Best for zero-based budgeting. Every dollar gets a job. If you've never been able to stick to a budget, try this method.
• Nursing Flowsheet Coast FI Calculator (Free) My own free tool — find out how much you need invested today to coast into retirement without saving another dollar. Free Tool

Note: Interest rates change frequently — check each bank's site for current APY.

• Ally Bank One of the most well-known HYSAs. No minimums, no monthly fees. Easy to set up savings "buckets."
• Wealthfront Cash Account Consistently competitive rates — often among the highest. Good if you also want to automate investing with Wealthfront.
• Capital One 360 / American Express Savings Both solid options with competitive rates and no fees. Good if you prefer a more established bank name.

• Hello Nectarine — Flat-Fee Financial Advisor If you want a real financial advisor without AUM fees, this is how I recommend finding one. Pay a flat fee for actual advice — no commissions, no strings. Affiliate
• Trust & Will — Estate Planning Online estate planning made simple — create a will, trust, or healthcare directive without a $500/hr attorney. Every nurse should have at least a basic will. Affiliate

• Rakuten Free cashback on online shopping. I use this every time I shop online. Sign up and shop to get $30 when you join. Free Money

• LegalZoom This is what i use to start my own LLC .Make sure that you have the proper business entity.
• Kajabi The all-in-one platform I use to host Wealthy Nurse Academy, my courses, email list, and podcast. If you're building a digital product, this is worth the investment. What I Use
• Descript My video editing tool. You edit video like a text document — delete filler words, cut sections, add captions. Huge time saver.
• Repurpose.io Automatically distributes my content across Instagram, TikTok, YouTube Shorts, and more after I post once. Saves hours every week.
• ManyChat Automates my Instagram DMs — when someone comments on a post, they automatically receive a link. Essential for driving traffic from Instagram.
• Hostinger Where my website domain is hosted. Affordable and reliable — great for getting a blog or business site started.
• Capcut The tool i use to edit my short form videos.
• Canva My go-to for everything visual — thumbnails, digital products, social graphics, course slides. The Pro plan is one of the best investments in my business.

• Thesis Nootropics Custom nootropic blends to help with focus and energy. I use Clarity, Creativity, and Confidence. As nurses pulling long shifts, this has been a game-changer for my off-day productivity.
• Function Health Comprehensive lab work you can order yourself — 100+ biomarkers tracked over time. FSA/HSA eligible. Health is wealth, and this helps you actually monitor it.