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Credit cards have such a bad rep. Thanks Dave Rams*y! However, when used the right way (responsibly), it can improve your finances. I wasn’t into getting a lot of credit cards before until my husband got into the whole travel hacks/ credit card points. We started opening up cards to get free travel perks like …

 I often get asked this question. Ellaine, should I hire a financial advisor? Can I hire you? First of all, I am not a certified and licensed financial advisor. What I do in this blog is provide education so you can make the decisions for yourself including the decision of whether you can just DIY invest on your …

If you’re a nurse and you are tired of living paycheck to paycheck or feeling overwhelmed by your finances, It’s time to take control of your money and create a budget that works for you. Perhaps you’ve heard the word budgeting almost a thousand times and wondering what it is. I am not a big budgeting …

When I graduated as a nurse practitioner, I was faced with a dilemma: Should I pay off my student loans first or should I start investing? It’s really an age old question but very common.  To answer this question, we’ll first have to analyze your student loan interest rate vs. the investing expected return. Student Loan Interest …