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Budgeting for Beginners

Are you tired of living paycheck to paycheck or feeling overwhelmed by your finances? It’s time to take control of your money and create a budget that works for you. Perhaps you’ve heard the word budgeting almost a thousand times and wondering what it is. I am not a big budgeting person, but it helps to …

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Why You Need an Emergency Fund

Life can be crazy and unpredictable, in ways we cannot even imagine especially during the last two years dealing with this pandemic.  Most people got laid off, lost their jobs and unable to cover their basic finances.  According to new data from GoBankingRates, 69% of Americans have less than $1,000 saved in cash…and a staggering 45% have …

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