Save Money

When I graduated as a nurse practitioner, I was faced with a dilemma: Should I pay off my student loans first or should I start investing? It’s really an age old question but very common.  To answer this question, we’ll first have to analyze your student loan interest rate vs. the investing expected return. Student Loan Interest …

Back when I didn’t know anything about personal finance, I used to always look at my bank account and wondered where all my money went.  If you feel the same, you might be making one or few of these money mistakes.  We’ve all made money mistakes and you know what? That’s ok! All we can do is learn …

Life can be crazy and unpredictable, in ways we cannot even imagine especially during the last two years dealing with this pandemic.  Most people got laid off, lost their jobs and unable to cover their basic finances. According to new data from GoBankingRates, 69% of Americans have less than $1,000 saved in cash…and a staggering 45% have $0 …

Purchasing a home is one of the most significant financial moves to make. And, it can be more challenging when it’s your first home purchase and you need to use a home loan. Mortgages or loans require you to make a down payment; a certain percentage of the loan you are applying for. So how …